What credit types do you finance?
We do not rely on credit scores for approval. We specialize in helping riders who are in need o second chance lending. We consider your ability to pay, reasonable work and residential stability.
What age motorcycles do you finance?
We finance new and used motorcycles as well as Can-AM Spyder. We will consider major brand domestic vehicles nine years old and newer. We will consider major brand Asian and European vehicles nine years old and newer. Vehicles must have no more than 35,000 miles.
Can I rebuild my credit?
Every on-time payment we receive will be reported to a major credit bureau. The more on-time payments you make, the more it helps your credit rating.
How much of a down payment will I need?
Our minimum required down payment is 10% of the selling price. We advance a percentage of the NADA value of the motorcycle based on strength of your application. Your actual down payment will depend on your credit profile and the purchase price of the vehicle.
Where can I buy a motorcycle that you will finance?
We finance new and used motorcycles purchased from our network of dealers who have enrolled with us. Click here to find the dealer closest to you.
How do I make my payment?
We will tailor you payment schedule to fit your budget. Whether you are paid weekly, bi-weekly, monthly, or semi-monthly we have a plan for you. With direct-pay from your bank account you’ll never miss a payment.
Can I get pre-approved before I shop?
We encourage riders to get pre-approved. You can apply here and one of our friendly specialists will assist you with the easy process.
Is there a minimum income?
Yes, the minimum income guildlines are as follows: $2500/mo individual, $3500/mo Joint.**.