Celebrating The 79th Annual Sturgis Motorcycle Rally, Aug. 2-11, 2019

American Cycle Finance

Providing second-chance motorcycle loans and custom-designed payment plans to riders through a dedicated dealership network.


Guaranteed Credit Approvals

Why Riders And Dealers Choose ACF

Credit You Deserve

Customers who have experienced credit turn-downs or declines in the past are able to get credit approvals, regardless of FICO score.

Customer Service Matters

Dealers in the ACF network enjoy fast, easy application processing and loan servicing for its motorcycle sales transactions.

All Major Brands and Models

ACF offers motorcycle loans for on-road motorcycles, model years 2004 and newer with less than 35,000 miles.

Contact Us

Business Location and Operational Support

Our Customer Service, Dealer Services, Administration and Accounting Departments offer assistance by phone to our clients, customers and vendors by calling our offices at the number below during normal hours of operation. 

American Cycle Finance

80 Northboro Road East, Marlborough, Massachusetts 01752

(877) 369-1087



9:00 am – 7:00 pm


9:00 am – 7:00 pm


9:00 am – 7:00 pm


9:00 am – 7:00 pm


9:00 am – 7:00 pm


9:00 am – 5:00 pm



Our Payment Center offers extended hours Monday - Friday, with operations until 9:00 pm.